Gunbuyer is proud to announce that we have partnered with Credova to offer financing for your next firearm purchase. No need to choose between settling for the gun you can afford right now or saving and waiting months for the gun you really want. Now, thanks to our partnership with Credova you can easily and quickly apply for the credit you need up to $5000 with no credit impact. Better still, you can pay off your balance at any time and there are never any prepayment penalties.





Apply online 24/7 for financing approvals in seconds. Applications can be filled out from any device with an internet connection

* Terms and conditions dependent upon the applicants credit profile.

There are no hard inquiries so you can get approved with no impact to your credit score.

Credova puts the purchasing power in your hands with monthly payments instead of paying for the entire purchase upfront.

Credova has dedicated support available for any questions or assistance you may need during normal business hours of 6AM to 6PM PST.


What type of financing is offered?

Credova is partnered with a network of financing options that offer retail installment sales contracts (RISCs) and/or closed-end consumer lease agreements.

What is the different between a RISC and a Closed-End Consumer Lease Agreement?
With a RISC, you are purchasing the item and agreeing to make installment payments over a specific term plus any associated interest rate. A closed-end consumer lease agreement doesn’t have an interest rate, but rather charges monthly leasing fees. With a closed-end consumer lease, you are leasing the item/s from a lessor and have the option to purchase the item during the course of the lease. 
What are the leasing fees?

If you choose to accept a closed-end consumer lease offer, with each monthly payment, you will pay leasing fees. These fees represent the premium charged by the lessor for allowing you to lease an item and will vary depending on customer approval information. Please review your offer/s carefully prior to completing your agreement.

What is the interest rate?

The interest rate is the amount charged, as a percentage of principal, by a retailer to a customer for the ability to pay for an item over time. This is often expressed over an annual basis commonly referred to as the annual percentage rate (APR). The system considers more than just your credit and your interest rate will vary based on the information you provide. Please review your offer/s carefully prior to completing your agreement.

Am I locked into financing for the full term?

Not at all. Whether you are using a RISC or a closed-end consumer lease, you can payoff your balance at anytime and there are never any prepayment penalties.

How easy is it to apply?

Very easy! Online applications only require basic information and you can receive an approval in seconds.

How much will I be approved for?

Depending on your application details, you can be approved for offers up to $5,000.

If I have bad credit, will I be declined?
Credova considers all credit types in the approval process. Keep in mind, there is no hard credit inquiry, so applying won’t affect your credit score. 
How often are payments made?
Payments are required at minimum once a month on your scheduled due date. 
When will my purchase be shipped to me?
For shipping timing, tracking, and terms, please review the retailer’s policies. 

*Offer is valid for new SMS subscribers only on a purchase over $200. By subscribing to GunBuyer text messaging, you agree to receive recurring autodialed marketing text msgs to the mobile number used at opt‐in on 95728. Reply with birthday MM/DD/YYYY to verify legal age of 21+ in order to receive texts. Consent is not a condition of purchase. Msg frequency may vary. Msg & data rates may apply. Reply HELP for help and STOP to cancel. See Terms and Conditions & Privacy Policy.


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